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Jeannette Spencer of Pensacola Florida
A Full service Real Estate Agent
1-877-461-9907 toll free
1-850-316-8735 virtual office
1-850-438-7755 office cell 1-850-313-6420 cell
1-877-865-7589 fax
Pensacola Homes! What could be better?
Jeannette Spencer serves the Northwest Florida Gulf Coast communities of Pensacola, Gulf Breeze and the Resort Island of Pensacola Beach which includes Portofino Island. The type of real estate Jeannette represents are residential & commercial.
Do you need a 1031 Tax Exchanges? Jeannette Spencer has years experience in 1031s & over 30 years of business experience with a Business Administration Degree from William & Mary.
Jeannette Spencer's WEBSITE ALLOWS YOU TO SEARCH FOR BY AN AREA.
There are BUTTONS to the left side by areas to make searching easier for finding properties in the Pensacola area or click on the highlighted areas below.
Pensacola Homes, Pensacola Commercial Sales, Pensacola Condos, Gulf Breeze Homes, Gulf Breeze Condos, Pensacola Beach, East Hill, North Hill. This is a one stop place to shop as your GULF COAST Home Guide where you can find everything you want on the internet!
BELOW you will find her Pensacola Bay area FEATURED LISTINGS covering Pensacola, Gulf Breeze, Pensacola Beach, Navarre, Milton, Pace and Perdido Key . To the LEFT, you can search for property by AREA or self search.
WHY WAIT TO BUY? Here is the bottom line:
If you are “thinking” about buying a new home, moving up in home size or changing neighborhoods this is the perfect time. While inventories are higher now than last year there is not a glut of homes on the market in Pensacola, Florida. Prices have declined in some areas of the city but not all, we are still seeing neighborhoods with strong sales and multiple offers.![]()
Interest rates have been volutile lately and changing daily but still at good prices, here is what has happened recently. Interest rates have increased by 0.6 percentage points in 5 weeks.
January 24, 2008 : 5.48% February 21,2008 : 6.04%
so with home prices declining and interest rate hikes here are a few scenerios that point to now is the time to buy.
Prices decreased by 5% and interest rates increase by 0.5%
TODAY SCENARIO I SCENARIO II
Home Price Home Price -5% Home Price -10%
$218,900 $207,955 $197,010
Interest Rates Interest Rates: +0.5 Interest Rates: +1.0%
6.04% 6.54% 7.04%
Your Payment Your Payment Your Payment
$1,054 $1,056 $1,053
So the bottomline to your pocket is almost the same, showing that NOW is the time to purchase a new home and enjoy it .. why wait?
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