Pensacola Florida

City of Pensacola Florida

Pensacola Jewelry; Pensacola Pearls; Artisan Fine Jewelry

January 7th, 2010 1:21 PM

The word pearl has become a metaphor for something very rare, very fine, and very valuable; yet seemingly fragile. But a PEARL is CREATED by GRIT captured deep within the oyster's shell. The Pearl is symbolic of women of the world - nurturing, beautiful and tough inside.

Pearl Girls offers pearls at different grades (quality) and pricing. At the less expensive line; pearls can be acquired for fun and you can have LOTS of them. They are real and cost less than costume jewelry. You can lots of lesser quality and wear them as you would costume jewelry. These pearls have flaws just as we as humans have flaws, as well as, beauty.

Jeans, Sweats, or couture ; PEARLS add that bit of timeless elegance to any situation.

We also offer higher grades (quality) pearls with high end silver, gemstones (topaz, jade, amazonite, turquoise and more). There are different pricing structures depending on materials used, grades and workmanship. We offer one of a kind artisan pieces and you may special order more expensive freshwater or Salt-water pearls from Akoya to South Sea Pearls. Value of a natural pearl is different pertaining to quality.

All girls love pearls and we strive to make acquiring real pearls affordable to all...just in different grades (quality). Just like pearls, Pearl Girls are timeless. Just like lipstick, you can never have enough pearls. Pearl Girls know, all girls from "all economic levels" love a bargain.

Pearl Girls also offers Artisan one of a kind wearable art representing TREASURES OF THE SEA . DISCOUNTED does not mean discounted quality. Pearl Girls offers different grades (quality) And since we live on the Coast; we sometimes uncover buried COASTAL TREASURES that we discover and bring to you.

http://www.pearlgirlsshop.com 877-461-9907

Posted by Jeannie Spencer on January 7th, 2010 1:21 PMPost a Comment (0)

HISTORIC DOWNTOWN PENSACOLA home for SALE

January 11th, 2010 5:29 PM

http://www.jeannettespencer.com/downtownpensacola

CALL 877-461-9907

Jeannette Spencer, Downtown Expert

This home has the charm and ambiance of a historical cottage but the benefits of NEW home with energy efficiency, new windows, and LOW MAINTENANCE (built in 1996 & just remodled) . Everything is perfect and the finest materials are used in this home. You can see the crown molding, cabinetry, travertine and the Viking appliances. The floors in the family room, kitchen and stairs are antique pine from N B Cook school, Mantel was recovered from one of the homes on NAS Pensacola and the courtyard is old chicago brick. A very large factor in this home is that it is 17 feet ABOVE ARAGON and it has NEVER flooded. You can walk to the galleries, museums, restaurants, Art Festivals and more. There is a yard for pet lovers and to have Al Fresco lunch or dinner...with little maintenance due to the Chicago brick. 3 BDRM/ 2 BATH w/ 2 Car Garage.

Custom interior design by Norman Ricks Large family room w/ surround sound & antique heart of pine floors Heavy Crown Molding with 8” base boards/ Plantation Shutters/ Custom Drapery 8’ solid wood stained doors/ furniture grade custom entrance Doors handcrafted by a Master Artisan in New Orleans Custom Built Cabinetry & fireplace surround w/ built in Plasma TV Complete interior including front & rear patio features separate matrix sound control panel for iPod, CD, DVD & or Satellite radio Custom iron stair banister by local artist—Renaissance Man French doors lead from dining room to New Orleans courtyard with Chicago brick Open porches featuring partial view of Pensacola Bay Designer Landscape w/ brick driveway and New Orleans style copper entrance lights. Solid brass Visual Comfort fixtures light the exterior. · Kitchen design by Betty Gail Peters featuring “furniture grade” cabinets by Dr. Bill Hinson. · Solid cherry and burl wood with “hidden” boat hinges and custom pull outs · Granite counter tops/ Marble & glass backsplash · Stainless steel appliances · 6 burner Viking Professional Series Gas Range w/ griddle and comercial hood · Extra stainless electric wall mount general bake & convection oven · Wall mount microwave · Viking bottom mount freezer refrigerator · ULINE clear ice/ refrigerator combo · Bosch quiet series dishwasher · Custom designed liquor cabinet with burl wood recessed doors and granite counter top · SPA Master Bath w/ walk in shower/marble countertops & travertine throughout · Master BDRM can be located upstairs or down.

Posted by Jeannie Spencer on January 11th, 2010 5:29 PMPost a Comment (0)

COASTAL LIVING JEWELRY and ARTISAN JEWELRY

January 7th, 2010 10:46 AM

Artisan Jewelry handcrafted out of fine silver, fine metal, pearls, gemstones by several different artisans all on one site: Artisan Veronica: Pearl Girls Shop's Celtic Fairy who creates wearable works of art with her hands...FINE SILVER, COPPER and other precious metals intertwined with PEARLS, GEMSTONES from earrings, Pearl WATCHES, necklaces, pendants. Artisan Chris: Elligators Coastal Theme jewelry handcrafted using precious stones. Artisan Meico: A chinese artisan who creates necklaces, earrings and bracelets out of pearls and gemstones. Artisan Elaine Coyne: Who's work was featured in movie with Ben Stiller, "Night at the Museum." Elaine creates fine metal pieces from Verdigris Patina, brass, or silver. World wide shoppers: http://www.pearlgirlsshop.com or locally Pensacola Jewelry or Pensacola Pearls. Toll free: 877-461-9907

Posted by Jeannie Spencer on January 7th, 2010 10:46 AMPost a Comment (0)

JUMBO REAL ESTATE HOME LOANS - provided by Jeannette Spencer

January 6th, 2010 7:15 PM

JUMBO REAL ESTATE HOME LOANS - provided by Jeannette Spencer, Realtor with Connell & Manziek http://www.the-best-of-florida.com 877-461-9907 toll free number for Now more buyers can enjoy higher loan limits. Improved Jumbo loan requirements can increase your customers options when shopping for a home. For details, contact me today. Royce Ingram email: royce.ingram@pncmortgage.com website: www.pncmortgage.com/royceingram phone: 850.207.2775 PNC Mortgage 4300 Bayou Blvd Pensacola, FL 32503 phone: 850.471.0339

Posted by Jeannie Spencer on January 6th, 2010 7:15 PMPost a Comment (0)

Move-Down Buyers blog provided by Jeannette Spencer of Connell & Manziek

January 6th, 2010 6:59 PM

HTTP://WWW.THE-BEST-OF-FLORIDA.COM JEANNETTE SPENCER of Connell & Manziek 877-461-9907 toll free Move-Down Buyers Can Be Eligible For Tax Credit Too by Bob Hunt Move up, move down, move sideways; it just doesn't matter. Whichever direction your clients move, financially, they may still qualify for the new tax credit available to current homeowners. It is unfortunate that the credit has too often been characterized as a credit for "move-up" homeowners. The phrase carries the implication that the new home must cost more than the sale price of the former one. Indeed, even the November 6 White House Press Release said that the credit would be available to qualified homeowners who "wish to step up to a new home." Same implication. So, it is worth emphasizing that the credit is equally available to homeowners who are moving down, cost-wise. The move-down homebuyer is not an unusual phenomenon. For years retirees have been known to move from a larger home to one that is smaller and often less expensive. Moreover, it is reasonable to think that current economic conditions may lead to even more move-down buyers. Just as thousands of families have found it necessary or desirable to downsize with respect to their cars and their general lifestyle, it may be just the same when it comes to considering the costs of owning and maintaining a larger house than they really need. The same requirements apply to both move-down and move-up buyers. First of all, the previous home must have been occupied as the buyer's principal residence for at least five consecutive years out of the past eight years. Two examples: (1) Suppose that during the past eight years you occupied the property for three years, then rented it out for two years (perhaps because of a job transfer or temporary assignment), and then occupied it again for three years up until now. Even though you had occupied the property as your principal residence for six of the past eight years, you would not be eligible because you had not occupied it for five consecutive years. (2) Suppose you bought a home eight (or more) years ago, you occupied it as a principal residence until two years ago when you sold it. Would you qualify? Yes, because you had occupied it as a principal residence for at least five consecutive years of the past eight. There are important issues of timing as well. You must have purchased (that is closed on) the replacement home sometime after 11/6/2009 and before 4/30/2010. With one exception: the new home will also qualify if you had entered into a binding contract no later than April 30, 2010 and you closed no later than June 30, 2010. The time the previous home sold doesn't matter. Indeed, it doesn't even have to be sold. You might, for example, keep it as a rental. The tax credit is for 10% of the purchase price up to a maximum credit of $6,500 for joint filers and $3,250 for those filing separately. There is a full credit for singles whose income does not exceed $125,000 and for couples whose income is no more than $225,000. A phase-out applies to higher incomes up to $145,000 and $245,000 respectively. The cost of the new home may not exceed $800,000. The new home must be used as a principal residence for a three year period subsequent to closing, or else the credit must be repaid. This program won't help everyone, of course; but it's pretty nice for those to whom it applies. Royce Ingram email: royce.ingram@pncmortgage.com website: www.pncmortgage.com/royceingram phone: 850.207.2775 PNC Mortgage 4300 Bayou Blvd Pensacola, FL 32503 phone: 850.471.0339

Posted by Jeannie Spencer on January 6th, 2010 6:59 PMPost a Comment (0)

Just Listed! 1670 Paradise Cove Gulf Breeze, FL 32563

January 4th, 2010 4:24 PM

$699,000.00
1670 Paradise Cove

Gulf Breeze, FL 32563

Beds: 4	Rooms: 0
Full Baths: 3	Sq. Ft.: 2767
Garage: 3	Built: 1994

OUTSTANDING SOLID CONCRETE RUTENBERG WATERFRONT HOME ON OVER 1/2 ACRE * HIGH ON A HILL APPROX. 150 FT FROM THE WATER * HIGH CEILINGS THROUGHOUT * LARGE LIVING ROOM ALLOWS FLEXIBILITY * LIVING ROOM, BREAKFAST AREA AND FAMILY ROOM ALL OVERLOOK POOL AND PATIO * SPLIT BEDROOM PLAN W/LARGE OWNER'S SUITE - 2 CLOSETS, SEPARATE SHOWER AND GARDEN TUB * 2 BEDROOMS SHARE A HALL BATH AND 4TH BEDROOM HAS A PRIVATE BATH WHICH OPENS TO POOL AREA * 3 CAR GARAGE W/PULL DOWN STAIRS TO ATTIC * SPRINKLER SYSTEM ON A WELL * SECURITY SYSTEM * LAVISHLY LANDSCAPED * APPROX 50 FT ON ESCAMBIA BAY WITH PIER AND BOAT HOUSE - SOLID CONCRETE BLOCK CONSTRUCTION WITH STUCCO - SOLID CONCRETE! STORM SHUTTERS INCLUDED * COPY OF SURVEY AVAILABLE * BUYER TO SATISFY SELF AS TO SQUARE FOOTAGE AND LOT SIZE * A PERFECT HOME FOR ENTERTAINING OR JUST RELAXING! HOME HAS BEEN UPDATED THROUGHOUT!

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.

If you have any questions
about this property or
require more information,
please feel free to call.

Jeannie Spencer
Jeannette Spencer
8504387755
www.JEANNETTESPENCER.net

Visit this listing here

Posted by Jeannie Spencer on January 4th, 2010 4:24 PMPost a Comment (0)